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117 Robert Kiyosaki Quotes For Building Wealth

Each time I have a call with a new Passive Investors Circle member, one of the first recommendations I make is for them to read Robert Kiyosaki’s Rich Dad Poor Dad.

The majority of real estate investors cite this book as the catalyst to begin pursing passive income

Rich Dad Poor Dad has sold over 40 million copies worldwide.

After reading it, the two major points that stood out were:

  1. You do NOT need a high income to become rich.
  2. The poor work for money whereas the rich make money work for them.

Another topic that was discussed had to do with the mindset shift needed to build real wealth.

One of the concepts opened my eyes to HOW I was making money (trading my time treating patients vs working smarter).

This mindset shift has allowed me to focus on acquiring assets that can work for me instead of me working for them. 

Once you obtain this growth mindset, then you’ll be well on your way to financial independence

Here’s 117 Robert Kiyosaki quotes about wealth and success to get you started in the right direction.


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#1 “Often, the more money you make, the more money you spend; that’s why more money doesn’t make you rich – assets make you rich.”

#2 “Job is an acronym for ‘Just Over Broke.’ ” 

#3 “The three most important management skills necessary to start your own business are management of:

  • cash flow
  • people
  • personal time

#4 “If you’ve failed, that means you’re doing something. If you’re doing something, you have a chance.” 

#5 One dad would say: “The love for money is the root of all evil”. The other one, “The LACK of money is the root of all evil”.

#6 Don’t be addicted to money. Work to learn. don’t work for money. Work for knowledge.”

#7 “The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.”

#8  There is a difference between being poor and being broke. Broke is temporary. Poor is eternal.”

#9 It’s easier to stand on the sidelines, criticize, and say why you shouldn’t do something. The sidelines are crowded. Get in the game.”

#10 Often, in the real world, it’s not the smart that get ahead but the bold.”

#11 “Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success.”

#12 “Never say you cannot afford something. That is a poor man’s attitude.  Ask how to afford it.”

#13 “Know a little about a lot.”

#14 The size of your success is measured by the strength of your desire; The size of your dream; And how you handle disappointment along the way.”

#15 “An important distinction is that rich people buy luxuries last, while the poor and middle class tend to buy luxuries first.”

#16 In the real world, the smartest people are people who make mistakes and learn. In school, the smartest people don’t make mistakes.”

#17 “Cash flow tells the story of how a person handles money.”

#18 The poor and the middle class work for money. The rich have money work for them.”

#19 “I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I’m afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.” 

#20 “Confidence comes from discipline and training.”

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#21 “Unfortunately for many people school is the end, not the beginning. Once a person (doctor) stops searching for information and self-knowledge, ignorance sets in.”

#22 The richest people in the world build networks; everyone else is trained to look for work.”

#23 Successful people don’t fear failure. But understand that it’s necessary to learn and grow from.”

#24 “There is a big difference between your profession and your business. I often ask people “What is your business?” And they will say “Oh, I’m a banker”. Then, I ask them if they own the bank? And they usually respond “No, I work there…”  A problem with school is that you often become what you study. The mistake in becoming what you study is that too many people forget to mind their own business. They spend their lives minding someone else’s business and making that person rich.

#25 It’s not what you say out of your mouth that determines your life,it’s what you whisper to yourself that has the most power!”

#26 “It is what you know that is your greatest wealth. It is what you do not know that is your greatest risk. There is always risk, so learn to manage risk instead of avoid it.”

#27 “The only difference between a rich person and poor person is how they use their time.”

#28 If you are the kind of person who is waiting for the ‘right’ thing to happen, you might wait for a long time. It’s like waiting for all the traffic lights to be green for five miles before starting the trip.” 

#29 “Often, the more money you make, the more money you spend; that’s why more money doesn’t make you rich – assets make you rich.” 

#30 The faster you can make a decision the more likely you’ll be able to seize opportunities—before someone else does.”

#31 Losers are people who are afraid of losing.”

#32 It’s more important to grow your income than cut your expenses. It’s more important to grow your spirit that cut your dreams.”

#33 French fries kill more people than guns and sharks, yet nobody’s afraid of French fries.”

#34 Most of the time, life does not talk to you. It just sort of pushes you around. Each push is life saying, ‘Wake up. There’s something I want you to learn.”

#35 Real estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.”

#36 The most successful people in life are the ones who ask questions. They’re always learning. They’re always growing. They’re always pushing.”

#37 The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.”

#38 I’ve learned to focus on what I do have control over: myself. And if things must change, first I must change.”

#39 Too many people are too lazy to think. Instead of learning something new, they think the same thought day in day out. 

#40 Afraid of change? Then fail.

#41 Find the game where you can win, and then commit your life to playing it; and play to win.”

#42 Critics only make you stronger. You have to look at what they are saying as feedback. Sometimes the feedback helps, and other times, it’s just noise that can be a distraction.” 

#43 Buying or building assets that deliver cash flow is putting your money to work for you. High-paying jobs mean two things: you’re working for money and the taxes you pay will probably increase.” 


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#44 “Money is not the goal. Money has no value. The value comes from the dreams money helps achieve.” 

#45 “The trouble with school is they give you the answer, then they give you the exam. That’s not life.” 

#46 A job is a short-term solution to a long-term problem.”

#47 Be truthful about your emotions and use your mind and emotions in your favor, not against yourself.” 

#48 A mistake is a signal that it is time to learn something new, something you didn’t know before.”

#49 Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing“. – Robert Kiyosaki

#50 Making mistakes isn’t enough to become great. You must also admit the mistake, and then learn how to turn that mistake into an advantage.”

#51 “Before you can transform your wallet from poor to rich, you’ve got to transform your spirit from poor to rich.”

#52 “When you are young, work to learn, not to earn.” 

#53 Complaining about your current position in life is worthless. Have a spine and do something about it instead.” 

#54  “I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I’m afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.” 

#55 “Money is the carrot, the illusion. If the donkey could see the whole picture, it might rethink its choice to chase the carrot.” 

#56 The fear of being different prevents most people from seeking new ways to solve their problems.”

#57 The primary difference between rich people and poor people is how they handle fear.”

#58  The rich know that money is an illusion.” 

#59  Your mentors in life are important, so choose them wisely.”

Related article: 5 Ways To Surround Yourself With Good People To Grow

#60  “The most life destroying word of all is the word tomorrow.”

#61 If you want to be rich, you need to develop your vision. You must be standing on the edge of time gazing into the future.”

#62  Successful people ask questions. They seek new teachers. They’re always learning.”

#63 If you want to be rich, think big, think differently.”

#64  “I keep hearing, I’d rather be happy then rich. Why not be both?”

#65  “Intelligence solves problems and produces money. Money without financial intelligence is money soon gone

#66 “Everyone can tell you the risk. An entrepreneur can see the reward.

#67 “Most people never get wealthy simply because they are not trained to recognize opportunities right in front of them.

#68  “F.O.C.U.S – Follow One Course Until Successful

#69 The more I risk being rejected, the better my chances are of being accepted.”

#70 If you’re still doing what mommy and daddy said for you to do (go to school, get a job, and save money), you’re losing.”

#71 “Knowing you need to make a change isn’t enough. You’ve got to find the guts to do it.”

#72 “If you want to be rich… Don’t allow yourself the luxury of excuses.” 

#73 “Financial freedom is a mental, emotional and educational process.” 

#74 You’ll often find that it’s not mom or dad, husband or wife, or the kids that’s stopping you. It’s you. Get out of your own way.”

#75 “Before you can transform your wallet from poor to rich, you’ve got to transform your spirit from poor to rich.

#76 If you want to be rich, simply serve more people.”

#77  If your pattern is to spend everything you get, most likely an increase in cash will just result in an increase in spending.

#78Most people, in their drive to get rich, are trying to build an Empire State Building on a six-inch slab.”

#79I’d rather welcome change than cling to the past.

#80More money seldom solves someone’s money problems.”

#81We all have tremendous potential, and we all are blessed with gifts. Yet, the one thing that holds all of us back is some degree of self-doubt. It is not so much the lack of technical information that holds us back, but more the lack of self-confidence.”

#82Often, the more money you make the more money you spend; that’s why more money doesn’t make you rich – assets make you rich.”

#83I’d rather be welcoming change than dreading change.”

#84The most successful people are mavericks who aren’t afraid to ask why, especially when everyone thinks it’s obvious.”

#85The more we knew about the power of money, the more distant we grew from the teachers and our classmates.”


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#86Workers work hard enough to not be fired, and owners pay just enough so that workers won’t quit.”

#87Hoping drains your energy. Action creates energy.

#88An asset puts money in my pocket. A liability takes money out of my pocket.”

#89I find so many people struggling, often working harder, simply because they cling to old ideas. They want things to be the way they were; they resist change.”

#90A person can be highly educated, professionally successful, and financially illiterate.”

#91You’re only poor if you give up. The most important thing is that you did something. Most people only talk and dream of getting rich. You’ve done something.”

#92By not understanding money, the vast majority of people allow its awesome power to control them.”

#93The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth in what seems to be an instant.”

#94The more a person seeks security, the more that person gives up control over his life.” 

#95An intelligent person hires people who are more intelligent than he is.”

#96A plan is a bridge to your dreams. Your job is to make the plan or bridge real, so that your dreams will become real. If all you do is stand on the side of the bank and dream of the other side, your dreams will forever be just dreams.”

#97A mistake is a signal that it is time to learn something new, something you didn’t know before.”

#98We learn to walk by falling down. If we never fell down, we would never walk.”

#99Your choices decide your fate. Take the time to make the right ones. If you make a mistake, that’s fine; learn from it & don’t make it again.”

#100Having two dads offered me the choice of contrasting points of view: one of a rich man and one of a poor man.”

#101As I said, I wish I could say it was easy. It wasn’t, but it wasn’t hard either. But without a strong reason or purpose, anything in life is hard.”

#102One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is that the subject of money is taught at home, not in school.”

#103If you’re the kind of person who has no guts, you just give up every time life pushes you. If you’re that kind of person, you’ll live all your life playing it safe, doing the right things, saving yourself for something that never happens. Then, you die a boring old person.”

#104  “If you realize that you’re the problem, then you can change yourself, learn something and grow wiser. Don’t blame other people for your problems.”

#105Money is really just an idea.” 

#106Emotions are what make us human—make us real.”

#107I develop my financial IQ because I want to participate in the fastest game and biggest game in the world.”

#108Talk is cheap. Learn to listen with your eyes. Actions do speak louder than words. Watch what a person does more than what he says.”

#109My educated dad stressed the importance of reading books, while my rich dad stressed the need to master financial literacy.”

#110Whenever you feel short or in need of something, give what you want first and it will come back in buckets.”

#111The massive loss of jobs in recent times proves how shaky the middle class really is financially.”

#112The moment you make passive income and portfolio income a part of your life, your life will change. Those words will become flesh.” 

#113Today, wealth is in information. And the person who has the most timely information owns the wealth.”

#114 “The greater your financial intelligence, the easier it is to tell whether a deal is good.”

#115You will make some mistakes but, if you learn from those mistakes, those mistakes will become wisdom and wisdom is essential to becoming wealthy.” 

#116Wealth is a person’s ability to survive so many days forward. If I stopped working today, how could I survive?”

#117Wealth is the measure of cash flow from the asset column compared with the expense column.”

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