77 Best Financial Freedom Quotes For Success

Unfortunately during college and dental school, the term “financial freedom” was NEVER mentioned. It was expected that if you wanted to get into a high-earning profession, taking out loans and going to school for a LONG time was the best route.  🙁

I was first exposed to the internet in 1996 during my senior year in college. Once information became readily available, this new term about freedom became more prevalent. 

I didn’t really pay much attention to it until after I’d completed Dave Ramsey’s 7 Baby Steps To Financial Peace seven and a half years after I’d started my practice.

It’s funny. Even though I had achieved Dave’s so-called “Financial Peace“, I didn’t have much peace about my financial situation.


I was STILL trading time for money.

Even worse was that I was relying on ONE income source (dental income) to provide for my family.

I don’t know about your situation but relying on only ONE thing in life is RISKY.

Maybe that’s why I didn’t feel too “peaceful”.

It took a minor snow skiing accident (wrist injury) to get me focused on building other streams of income besides scratching around teeth.

These extra income streams are what’s going to eventually lead me to financial freedom.

Like anything in life, the journey to obtain this ain’t easy. You’re going to have to put in the work especially when challenges and frustration begin to stand between you and your goals.

It’s during these trying times that having some motivation can help keep you going in the right direction and the good news for you is that there’s plenty of financial freedom quotes that can help.

Before we dive into them, let’s first define exactly what financial freedom means…

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What Is Financial Freedom?

According to Investopedia, the definition of financial freedom is having enough money, savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family

It means living a life where money and finances don’t control you.  So if you want to work, you do so on your own terms…NOT because you have to. 

You get to the point where your money is working for YOU rather than the other way around. 

The first step to achieving this is having the right mindset to help you get there. Here’s 77 financial freedom quotes to keep you motivated.

77 Best Financial Freedom Quotes For Success

#1. “There are no limits on what you can achieve with your life, except the limits you accept in your mind.” – Brian Tracy

#2. “Never spend your money BEFORE you have it.” – Thomas Jefferson

#3. “Working because you want to, not because you have to is financial freedom.” – Tony Robbins

#4. “And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work. 2 Corinthians 9:8

#5. To achieve what 1% of the world’s population has (Financial Freedom), you must be willing to do what only 1% dare to do…hard work and perseverance of highest order.” – Manoj Arora

#6. “Too many people spend money they earned… to buy things they don’t want… to impress people that they don’t like.” -Will Rogers

#7.  “If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.” – Brigham Young

#8. “Money is something we choose to trade our life energy for.” – Vicki Robin

#9. “A bad day fishing sure beats a good day at work.” – Anonymous

#10. “Millions wish for financial freedom, but only those that make it a priority have millions.”
Oscar Auliq-Ice

#11.  Both poverty and riches are the offspring of thought.” – Napoleon Hill, Think and Grow Rich

#12. “An investment in knowledge pays the best interest.” – Benjamin Franklin

#13. Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett

#14. “Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison

#15. Wealth is the ability to fully experience life.”  Henry David Thoreau

#16. “Easy payments, easy lease, easy approval. Debt is very easy to get into, but makes it hard to live victoriously.” – Bradley Vinson

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#17. “Real wealth is not about money. It’s not having to go to meetings, not having to spend time with jerks, not being locked into status games, not feeling like you have to say ‘yes,’ not worrying about others claiming your time and energy. Real wealth is about freedom.” – James Clear

#18. “To get rich, you have to be making money while you’re asleep.” – David Bailey

#19. “A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” – Suze Orman

#20. “But remember the Lord your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.” – Deuteronomy 8:18

#21. “My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.” – Steve Jobs

#22. The best thing money can buy is financial freedom. – Rob Berger

#23. “Money can’t buy happiness, but it will certainly get you a better class of memories.” – Ronald Reagan

#24. “The secret to creating lasting financial change is to decide to pay yourself first and then make it automatic.” – David Bach, The Automatic Millionaire

#25. Whatever your income, always live below your means.” – Thomas J. Stanley, The Millionaire Next Door

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#26. Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.” – Christopher Rice

#27. Money is a terrible master but an excellent servant.” – P. T. Barnum

#28. Financial independence is about having more choices.” – Robert Kiyosaki

#29. “Money won’t create success, freedom to make it will.” – Nelson Mandela

#30. Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” – Dave Ramsey

#31. “I don’t care half so much about making money as I do about making my point, and coming out ahead.”  – Cornelius Vanderbilt

#32. “I also learned that I love making money. Anyone who is not afraid of work will be happy with the money they make.”  – Gene Simmons

#33. “Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn

#34. “The interesting thing is: if you do it for love, the money comes anyway.” – Richard St. John

#35. “Rich people believe ‘I create my life.’ Poor people believe ‘Life happens to me.’” – T. Harv Eker, Secrets of the Millionaire Mind

#36. “I don’t believe in spending money lavishly, now that I’m making money.” – Ansel Elgort

#37. “The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan

#38. There are no secrets to success. It is the result of preparation, hard work, and learning from failure. – Colin Powell

#39. The speed of your success is limited only by your dedication and what you’re willing to sacrifice.” – Nathan W. Morris

#40. “Know what you own, and know why you own it.” – Peter Lynch

#41. “Your economic security does not lie in your job; it lies in your own power to produce – to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.” – Stephen Covey

#42. “We make a living by what we get, but we make a life by what we give.” – Winston Churchill

#43. “Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.” – Charles Dickens

#44. “I remember saying to my mentor, ‘If I had more money, I would have a better plan.’ He quickly responded, ‘I would suggest that if you had a better plan, you would have more money.’ You see, it’s not the amount that counts; it’s the plan that counts.” – Jim Rohn

#45. To obtain financial freedom, one must be either a business owner, an investor, or both, generating passive income, particularly on a monthly basis.” – Robert Kiyosaki

#46. “Well, I think that there’s a very thin dividing line between success and failure. And I think if you start a business without financial backing, you’re likely to go the wrong side of that dividing line.” – Richard Branson

#47. “If you want to reap financial blessings, you have to sow financially.” – Joel Osteen

#48. Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.” – Will Robinson

#49. Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris

#50. “Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all.” – Dale Carnegie

#51. “A woman’s best protection is a little money of her own.” – Clare Boothe Luce

#52. Whenever you find yourself on the side of the majority, it is time to pause and reflect.” – Mark Twain

#53. “You either master money, or, on some level, money masters you.” – Tony Robbins

#54. The key to financial freedom and great wealth is a person’s ability or skill to convert earned income into passive income and/or portfolio income.” – Robert Kiyosaki

#55.Pursuing your passion is fulfilling and leads to financial freedom.” – Robert G. Allen

#56.It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.” – George Lorimer

#57. “Debt is normal. Be weird.” – Dave Ramsey

#58. Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.” – J. Paul Getty

#59.Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson

#60. “Credit buying is much like being drunk. The buzz happens immediately and gives you a lift. The hangover comes the day after.” -Joyce Brothers

#61. “The way to get started is to quit talking and begin doing.” – Walt Disney

#62. “Being rich is having money; being wealthy is having time.” – Margaret Bonnano

#63. “You’re either making money or you’re not. If you’re not making money get out of the business.”  – Meredith Whitney

#64. “If you want to be financially-free, you need to become a different person than you are today and let go of whatever has held you back in the past.” – Robert Kiyosaki

#65. “Today people who hold cash equivalents feel comfortable. They shouldn’t. They have opted for a terrible long-term asset, one that pays virtually nothing and is certain to depreciate in value.” – Warren Buffett

#66. “Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.” – Robert Orben

#67. “Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it ensures the possibility of satisfying a new desire when it arises.” – Aristotle

#68. “Profit in business comes from repeat customers, customers that boast about your project or service, and that bring friends with them.” – W. Edwards Deming

#69. “Be nice to geeks, you’ll probably end up working for one.” – Bill Gates
#70. “I don’t like money actually, but it quiets the nerves.” – Joe E. Lewis
#71. “To become rich – You must value saving more than spending.” – George Choy

#72. “As a woman you are better off in life earning your own money. You couldn’t prevent your husband from leaving you or taking another wife, but you could have some of your dignity if you didn’t have to beg him for financial support.” – Ayaan Hirsi Ali

#73. “Financial literacy makes it okay for you to make small or big mistakes. On the other hand, being financially illiterate only makes those mistakes dire and regrettable.” – Anas Hamshari

#74. It takes as much energy to wish as it does to plan.” – Eleanor Roosevelt

#75. “Wealth is not about having a lot of money; it’s about having a lot of options.” – Chris Rock

#76. “A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.” –  Alexa Von Tobel

#77. “You don’t need to raise money. You need to be smart and be focused.” – Mark Cuban

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