Category: Personal Finance
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It’s Time to Stop Trading Time for Money – Here’s How
It’s Time to Stop Trading Time for Money – Here’s How Are You Still Getting Paid Just Once for Every Hour You Work? If you’re a doctor, dentist, or other high-income earner—ask yourself: What happens to your income if you stop working tomorrow? That question changed my life. For years, I thought I was doing
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Financial Literacy: Why It Matters More Than Ever
Financial Literacy: Why It Matters More Than Ever Are you making good money but STILL feeling lost? If you’re earning a solid income but still feel financially stressed, you’re not alone. Many people—especially young adults, medical professionals, and college grads—struggle not because they’re lazy or careless, but because they were never taught how to manage
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Dave Ramsey vs Robert Kiyosaki: Who’s Right About Debt?
Dave Ramsey vs Robert Kiyosaki: Who’s Right About Debt? Is debt always bad—or is it a powerful tool for building wealth? If you’ve ever searched for personal finance advice, you’ve probably run into two very different voices: Dave Ramsey and Robert Kiyosaki. When I finished dental school, I was a huge Dave Ramsey follower. Both
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Why Most Retirement Plans Keep You Stuck—and What to Do Instead
Why Most Retirement Plans Keep You Stuck—and What to Do Instead What if your entire retirement plan was designed to keep you working as LONG as possible? That’s not a conspiracy theory—it’s the reality for most high-income earners like doctors, dentists, and attorneys. Before we dive in, if you’d rather watch than read, I explain
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Top Income Producing Assets for Passive Income in 2025
Top Income Producing Assets for Passive Income in 2025 If you want to stop trading time for money, income producing assets can change your life (it did for me). These are investments that generate regular cash flow—month after month—without requiring you to constantly work. They can fund your lifestyle, build wealth, and help you reach
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Time Is More Valuable Than Money—Here’s Why
Time Is More Valuable Than Money—Here’s Why Have you ever stopped to think about what really matters more: the money in your bank account or the hours in your day? While having a lot of money can make life more comfortable, time is the real treasure. You can always earn more money, but once time is
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Is Being a Dentist Worth It?
Is Being a Dentist Worth It? For many people, dentistry seems like an amazing career. It pays well, offers job stability, and allows them to help people improve their health. But what most people don’t realize is the amount of time, money, and effort it takes to become a dentist. The years of schooling, student
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What Happens to Your Financial Future When You Don’t Learn to Save?
What Happens to Your Financial Future When You Don’t Learn to Save? Good financial habits start young, and the earlier you build them, the stronger your financial future. Learning to save early creates long-term stability, giving you the freedom to make smart financial decisions without stress. Without a solid savings plan, even doctors and dentists
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Top Strategies to Defer Capital Gains Tax and Reduce Taxes
Top Strategies to Defer Capital Gains Tax and Reduce Taxes When selling investments like stocks, mutual funds, or real estate, investors often have to pay capital gains tax. The Internal Revenue Service (IRS) considers any profit from the sale of an asset as taxable income, which must be reported on a federal income tax return.
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Venture Capital vs Hedge Fund: What’s the Difference?
Venture Capital vs Hedge Fund: What’s the Difference? Many investors focus on the stock market to grow their wealth. While mutual funds and traditional investment funds are solid options, alternative investments like venture capital, private equity funds, and hedge funds can offer high returns and better diversification across asset classes. But what do these types
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AI and Venture Capital Trends: How Technology is Changing VC
AI and Venture Capital Trends: How Technology is Changing VC Why Should Doctors Care About Venture Capital Trends? As a high-income professional, you’ve spent years mastering your craft in medicine or dentistry. But when it comes to investing, many doctors rely primarily on public markets, real estate, or financial services. While these strategies can help
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A Dentist’s Take on Dave Ramsey’s Baby Steps
A Dentist’s Take on Dave Ramsey’s Baby Steps Dave Ramsey’s Baby Steps has really made a name for itself as a go-to personal finance framework in America. They lay out a structured, step-by-step guide about: getting your finances under control getting out of debt building up your wealth From the get-go, I saw the Baby Steps as
