Author: Jeff Anzalone
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Mega Backdoor Roth: What It Is and How It Works
Mega Backdoor Roth: What It Is and How It Works If you’re a high-income earner, there’s a good chance you’ve already hit the income limits on a regular Roth IRA and written it off as something that’s just not available to you. I get it. That’s what most of us were told. But there’s a
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Coast FIRE: How to Reach Financial Independence Early
Coast FIRE: How to Reach Financial Independence Early You’ve been saving aggressively for years, maxing out retirement accounts and watching your investment portfolio grow. Traditional FIRE tells you to save 50-70% of your income until you hit full financial independence (FI). That works for some people, but it often means years of extreme frugality and
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What Is Considered Rich in America? Net Worth & Income
What Is Considered Rich in America? Net Worth & Income Everyone has a number in their head, but most people are guessing when it comes to defining wealth. Ask ten people what being wealthy means, and you’ll get ten different answers. Some think it’s about making a certain salary (like I used to do after
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What Is the 4% Rule in Retirement? Does It Still Work?
What Is the 4% Rule in Retirement? Does It Still Work? You’ve spent decades building your retirement savings, and now you’re facing the question that keeps many high-income professionals awake at night. How much can you actually withdraw each year without running out of money? The financial planning world has debated this for years, but
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Income Fund vs Growth Fund: Key Differences Explained
Income Fund vs Growth Fund: Key Differences Explained More than likely, if you’ve been investing for a while in the stock market, your portfolio, whether you’ve managed it yourself or worked with a financial advisor, leans heavily toward a growth-based approach. This means you’re focused on long-term investment return. You’re constantly tracking your account value,
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Private Equity In Dentistry: How DSOs Impact Dentists
Private Equity In Dentistry: How DSOs Impact Dentists As a periodontist, I’ve noticed the number of dental practices being acquired by private equity over the last decade. These firms have invested billions in the dental industry, and the landscape has changed completely from when I opened my doors 20+ years ago. What used to be
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Mobile Home Parks: The Investment Your Portfolio Needs
Mobile Home Parks: The Investment Your Portfolio Needs Mobile home park investing isn’t what most high-income professionals picture when they think about building wealth through real estate. You’ve probably driven past these properties without a second glance. The stereotypical images of run-down trailer parks don’t exactly scream “smart investment.” That said, the financial reality tells
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Dividend vs Growth Stocks: Which Strategy Fits You?
Dividend vs Growth Stocks: Which Strategy Fits You? Dividend vs growth stocks is one of the biggest decisions investors face when building an investment portfolio. I know this firsthand. For most of my career as a periodontist, my entire stock portfolio was 100% growth-focused. Like many high-income professionals, I simply followed the traditional advice: invest
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Real Estate Pros and Cons: Is Investing Worth It
Real Estate Pros and Cons: Is Investing Worth It Real estate pros and cons are not just theory to me. As a dentist who owns multiple mobile home parks and RV parks, I’ve lived on both sides of real estate investing. I also learned the hard way how fragile a single income stream can be.
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Can You Retire at 55? Early Retirement, Taxes & 401(k)s
Can You Retire at 55? Early Retirement, Taxes & 401(k)s Can you retire at 55? If you’ve watched early retirement videos online, you’ve probably heard the same advice over and over. Save aggressively. Invest in index funds. Follow the 4% rule. Wait for Social Security. But here’s the secret I discovered after watching those same
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How Long Do Mobile Homes Last? Life Expectancy Explained
How Long Do Mobile Homes Last? Life Expectancy Explained How long do mobile homes last? If you’re considering a manufactured home, that’s probably your first question. With higher interest rates, rising housing costs, and limited inventory in many parts of the United States, more buyers are turning to factory-built homes as an affordable alternative to
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Tax Loopholes for Real Estate Investors: A Doctor’s Guide
Tax Loopholes for Real Estate Investors: A Doctor’s Guide If you’re a high-income doctor or dentist, you already know how painful tax season can be. You work hard, build a strong practice, grow your income… and then watch a huge chunk disappear to income taxes. That’s why understanding tax loopholes for real estate investors is
